Position Overview:

*Training will be 100% in-office. Post training, position will be 3 days in-office on a weekly basis.

Processor

*Must have 12 months current processing to qualify*

The Mortgage Loan Processor will be responsible for performing a variety of loan documentation duties on complex loan packages and ensure compliance with policies and procedures for loan products. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills

Essential Job Functions

• Manage an assigned pipeline of 40-60 plus loans on a daily and weekly basis
• Process loans from application to closing including but not limited to:
• Collecting and analyzing documents to submit to Underwriting for final approval
• Communicating expectations, requirements and program details though established communication standard
• sMaintain daily workflow prioritization to ensure pipeline management meets required closing date
• Order all required verifications, documentation and subsequent follow-ups and ensures all timeframes and compliance requirements are being me
• Verify conditions of approval which may include customer income/assets documentation, resolves routine title issues including vesting issues, child support liens, judgment liens, mechanic liens and undisclosed liens and reconveyance
• Provide excellent customer service to internal and external clients by demonstrating expertise, thoroughness, thoughtfulness, politeness and enthusiast
• Ensure customer service surveys maintain the rating level designated by management
• Communicate with all parties involved in the transaction to keep them informed of file status
• Review and analyze all necessary documentation, including borrower docs and third-party doc
• Interpret policies while analyzing applicant information, property and documentation
• Calculate borrower income for all employment type
• Comprehensive understanding of credit underwriting guideline

Requirements

• 3+ years of current experience in Financial Services with Loan Processing experience preferred
• Knowledge of processing, underwriting and closing procedure
• Excellent customer service and communication skill
• Detail oriented and excellent organizational skill
• Able to prioritize multiple competing tasks and manage time effective in a fast paced environment
• Problem-solver with strong analytical skill
• Adheres to directives, procedures and standard
• Ability to work in a paperless environment
• Computer proficiency including Microsoft Office Product Suite
• Candidates must be available to work outside of normal business hours when necessary
• Ability to obtain NMLS-MLO Licenses preferred