Overview

The Energy Banker builds a customer base through prospecting, community involvement and proactive business development activities. Increases the Energy loan portfolio through sound underwriting practices, generates Energy loan fee income and assists in increasing core deposits for the Bank. Develops and expands relationships for long term business partnering with customers while referring prospective business and individual clients to internal business partners.

Responsibilities

• Drive new business development through consistent and focused calling activity.
• Meet or exceed all goals and targets related to the identification and acquisition of new clients.
• Structure products and service solutions to maximize opportunities for the Bank as well as meet individual client needs.
• Provide comprehensive portfolio management; analyze customers’ needs and ascertain their financial position and credit worthiness; establish and negotiate terms, costs, repayment methods, collateral requirements and rates; manage relationship with customer monitoring repayment activities and variance in changes in the company.
• Ensure that all Energy loans meet credit/financial requirements for lending quality and compliance as determined by the Bank.
• Follow all processes and procedures for loan documentation and review as outlined by the Bank.
• Build relationships based on trust, and strategic partnerships with business owners and other decision makers.
• Analyze, synthesize and communicate complex data, financial data and related issues in an accurate, objective and straightforward manner.
• Interact with internal and external clients and provide extraordinary service.
• Develop and maintain trusted, positive relationships with other employees, clients and vendors.
• Represent the Bank and Energy Banking team in a highly professional manner.
• Complete job assignments in a professional, timely and efficient manner; organize and prioritize work.
• Maintain confidentiality; adhere to CrossFirst Bank policies and procedures; comply with laws, regulations and industry best practices.
• Reliable and predictable on-site attendance.

Qualifications

• Advanced knowledge of Energy banking products and services including credit analysis, underwriting and treasury management product and services.
• Proven performer as an Energy loan officer in a high performing commercial bank environment is required; familiarity with the metro market and region is preferred.
• Effective communicator, results oriented, demonstrates the ability to excel in high-pressure situations.
• Exhibit strong interpersonal skills with the ability to cultivate long term relationships and influence others internally and externally.
• Bachelor’s degree or equivalent combination of education and/or work experience.
• Formal credit training, an advanced degree and/or ongoing AIB seminars and other resources is highly preferred.

CrossFirst Bank is proud to be an Equal Opportunity Employer.