Join a Challenger
Being a traditional bank just isn’t our thing. We are big believers in innovating the banking experience because we believe Canadians deserve better options, and we challenge ourselves and our teams to creatively transform what’s possible in banking. Our team is made up of inquisitive and agile minds that find smarter ways of doing things. If you’re not afraid of taking on big challenges and redefining the future, you belong with us. You’ll get to work with people who will encourage you to reach new heights. We like to keep things fun, ask questions and learn together.
We are a big (and growing!) family. Overall we serve more than 670,000 people across Canada through Equitable Bank, Canada's Challenger Bank™, and have been around for more than 50 years. Equitable Bank's wholly-owned subsidiary, Concentra Bank, supports credit unions across Canada that serve more than six million members. Together we have over $125 billion in combined assets under management and administration, with a clear mandate to drive change in Canadian banking to enrich people's lives. Our customers have named our EQ Bank digital platform (eqbank.ca ) one of the top banks in Canada on the Forbes World's Best Banks list since 2021.
The Work
The Senior Manager, Credit Risk Management reports to the Director, Credit Risk Management and supports Senior Management with respect to all aspects of credit risk management in the Bank. The candidate will be responsible for assisting in the development and operationalization of credit risk strategies and will oversee all loan portfolios with the objective of maintaining high quality lending and risk mitigation strategies.
Key aspects of the role are Credit Risk policies and governance, strategic initiatives, and managing key internal relationships enterprise-wide to champion risk and credit culture at the Bank.
The Core Responsibilities!

• Credit Risk Governance
• Provide independent and effective challenge to credit policy and credit procedure changes, amendments, and work collaboratively on new developments as proposed by the Business Lines
• Monitor the loan portfolios for relevant trends, insights and provide ad-hoc credit risk reports to members of senior management and to support quarterly board reporting
• Liaise and maintain strong relationships with the credit functions across the business lines to ensure that credit policies and procedures are adhered to in the organization
• Monitor exception frameworks in the business lines and escalate relevant trends and insights
• New Products and Initiatives
• Ensure proposed products are in alignment with the bank’s credit risk appetite as articulated in credit policies and procedures and that satisfactory risk mitigation strategies have been discussed and documented
• Review and recommend Credit Risk support of new initiatives to the Director, Credit Risk Management.
  
  

Let's Talk About You!

• Have a minimum of 5-8years of retail lending experience including adjudication, oversight, and/or policy experience and portfolio management/analytics experience
• Post-secondary education (diploma/degree), preferably in business or finance.
• Demonstrated leadership skills and strategic thinking
• Proven ability to thrive in a constantly changing environment and to perform well in a high volume, high intensity environment
• Proven ability to inspire a team to work toward a set of goals and objectives.
• Highly developed verbal and written communication skills with the ability to communicate to Senior Management, the Board of Directors in a clear, concise and professional manner
• Strong analytical and problem-solving skills
• Strong organizational and time management skills.
• Ability to handle multiple competing priorities is a must.
  
  

What we offer (For full-time permanent roles)
Competitive discretionary bonus
? Market leading RRSP match program