Business Data Analyst - Risk Strategy and Analytics Department

Mountain View, CA (Hybrid)

5+ month contract engagement

About Our Client

Our client is a prominent fintech company dedicated to empowering small businesses with innovative financial solutions. Known for its customer-centric approach, the company provides tools and products to enhance business operations and financial decision-making. With a strong presence in multiple markets, their focus is on driving revenue growth while prioritizing data-driven strategies and customer success.

Job Description

As a Business Data Analyst, you will play a key role in shaping the company’s credit risk strategy while driving actionable insights for business growth. You will work closely with stakeholders across product, credit, and partnership teams to design, analyze, and monitor credit risk policies that align with business objectives. The role will also require you to own performance tracking processes and build scalable solutions for data visualization and reporting. This is a hybrid role based in Mountain View, CA, providing a collaborative and fast-paced environment ideal for self-motivated individuals eager to grow in the fintech space.

You will focus on analyzing data to improve credit risk strategies, delivering automated dashboards, and developing tools that support internal business initiatives. With access to cutting-edge platforms like Databricks and Tableau, you will contribute to optimizing processes and ensuring decision-making is driven by accurate, high-quality data.

Duties and Responsibilities

• Perform business analysis using statistical techniques, predictive modeling, and data mining.
• Develop actionable insights and recommendations to improve business operations.
• Partner with stakeholders across risk, product, and credit teams to address analytical requirements.
• Test and implement credit policies in decision engines, ensuring flawless execution and monitoring.
• Own performance tracking for credit risk strategies and initiatives, leveraging SQL and Python for analysis.
• Build automated workflows and dashboards using tools like Tableau and Databricks to improve reporting processes.
• Produce both ad hoc and repeatable reports to provide insights into business performance and opportunities.
• Support efforts to improve data quality and implement self-service reporting solutions.
• Collaborate with teams to ensure solutions are scalable, repeatable, and sustainable.

Required Experience/Skills

• 5+ years of experience in an analytics-related role, preferably within the fintech industry.
• Proficiency in SQL and Python for data analysis and performance tracking.
• Expertise in building dashboards using Tableau or Databricks.
• Strong ability to work in a fast-paced environment, with self-motivation and proactive thinking.
• Excellent problem-solving skills, with a focus on credit risk analytics and strategy.
• Ability to collaborate with cross-functional teams and communicate effectively.

Nice-to-Haves

• Prior experience in credit analytics or risk strategy.
• Familiarity with small business financial products and their KPIs.
• Knowledge of fintech processes and workflows.
• A passion for data-driven decision-making and scalable solutions.

Education

• Bachelor’s degree in Business, Data Science, Statistics, or a related field.

Pay & Benefits Summary

• $70.57/hr.
• Comprehensive health benefits, including medical, dental, and vision coverage.
• 401(k) plan with company match.
• Paid holidays.
• Flexible hybrid working policy.

Are you ready to take the next step in your career? Apply now to join a team that thrives on innovation, collaboration, and data-driven decision-making.

Business Data Analyst | SQL | Python | Tableau | Databricks | Fintech | Credit Risk | Performance Tracking | Risk Strategy | Data Visualization | Small Business Analytics | Data-Driven Decision Making | Fast-Paced Environment | Data Analytics Role | Hybrid Work