Corporate Mortgage Processor II

job
  • Idaho State Job Bank
Job Summary
Location
Coeur d'Alene ,ID 83814
Job Type
Contract
Visa
Any Valid Visa
Salary
PayRate
Qualification
BCA
Experience
2Years - 10Years
Posted
13 Nov 2024
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Job Description

Corporate Mortgage Processor II at Glacier Bancorp, Inc. in Coeur D Alene, Idaho, United States Job Description Glacier Bancorp, Inc. (GBCI) is a regional bank holding company providing commercial banking services in 80 communities through 129 banking offices in Montana, Idaho, Colorado, Utah, Washington and Wyoming. GBCI offers an extensive benefits package that includes, but is not limited to, medical, dental, vision, life insurance; retirement plan including employer match and profit sharing; paid vacation, holiday and sick leave. Salary is negotiable depending upon relevant experience.About The Role SummaryThe Mortgage Loan Processor II position requires outstanding customer service and communication skills. Mortgage loan processors should have an aptitude in math and excellent time management and organizational skills. Attention to detail is essential. The Mortgage Loan Processor II processes and prepares for closing retail mortgage loans (conventional & government, construction, purchase & refinance, portfolio ARMs) under various loan programs in accordance with policies and procedures.This is a Corporate position which may be located at an available bank division location in Eastern Washington or Coeur d' Alene Idaho. The mid-point for this position is $24.92 + /hour (calculated for /Coeur d' Alene, ID). Job offers will be based on experience and geographical location.Description Processes mortgage loan applications, ensuring compliance with regulations, policies, and procedures, within the required timeframe. This includes carefully reviewing the loan application to confirm it has been completed, verifying loan information and accuracy of data in Encompass. Performing preliminary income calculation/analysis, and ensuring all documents are reviewed and signatures are in order prior to submission to underwriting. Conducts follow-up on third party service orders to ensure information is received in a timely manner. Generates re-disclosures and change in circumstances as necessary. Satisfies underwriting conditions. Ensures file is complete and all requirements are met for loan to close. Coordinate loan closings including delivery of documents to title/escrow company. Acts as liaison between, originator, underwriter, and closer/funder, to ensure timely closing of the loan, accurate completion of all loan documents, proper and complete signatures, and coordination of closing process. Responsible for mitigating processing related post-closing deficiencies. About You QualificationsTo perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.Education Required/Preferred Education Level Description Required High School Diploma / GEDExperience Required/Preferred Experience Level Description Required 2 years of Mortgage Fulfillment experience Required 1 year Mortgage Processing experience. Required Advanced Experience Loan platform software such as Encompass, and the ability to learn additional computer applications..; HFA and construction procedures. Required Advanced Experience Ability to look up underwriting guidelines with good understanding of them. Required Advanced / Specialized Knowledge Conventional, FHA, VA, USDA ,and construction loan processing and Loan Policy procedures. Required Knowledge Of Tax returns to review and determine qualifying income. Required Advanced / Specialized Knowledge DU, LP, and Loan Beam applications/results and how to interpret them.Would an equivalent combination of relevant education and work experience be considered?: NoLicense/Certification Required/Preferred License/Certification DescriptionRequired Skills and Abilities Ability to multi-task and handle complex tasks efficiently. Strong organizational skills. Strong analytical skills. Strong attention to detail. Employee must be trustworthy and possess a significant level of credibility, discretion, and diplomacy. Employee must be a team player with a passion for customer service and a proven ability to build rapport and work effectively with employees at all levels of the organization. Employee must comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. Employee must be capable of regular, reliable, and timely attendance. Employee must be capable of interacting calmly and professionally with a variety of people from diverse backgrounds at various levels within and outside of the organization. Additional RequirementsTravel Occasional travel required: (less than 10 days per year) by automobile (as driver and passenger), commercial... For full info follow application link. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities. To view full details and how to apply, please login or create a Job Seeker account

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