Under direct supervision, assist Mortgage Loan Originators with variety of tasks in order to ensure smooth and profitable operations of Mortgage Loan Originator. Gather all types of financial and other information from members and outside agencies for analysis and underwriting of consumer loans.
Responsibilities:
- Attend closings at title companies in Loan Originators absence. Answer member questions and obtain signature on ACH payment form.
- Review documents with members as well as obtaining all required signatures in the appropriate areas on documents requiring signatures.
- Request and follow-up on homeowner's insurance, homeowner's association insurance and flood insurance, as well as verification of mortgagee clause information and loan number.
- Maintain license as Notary Public for the State of Montana.
- Communicate with borrowers regarding loan process, timelines, documentation needed including providing encrypted link to upload financial information.
- Answer questions related to the various disclosures that are sent to members including e sign and DocuSign.
- Research and obtain subject property information from available sources Cadastral, county sites, listing information, property tax bill.Upload to borrower folder and Image Flow.
- Prepare journal tickets as needed for loan officer-controlled disbursements approved by Loan Originator or for loan fees prepaid by the borrower.
- Assist Loan Originator in preparing modification request to be sent to Credit Admin or Underwriting as needed with all applicable documentation for modification requests, balloon renewals and term extensions.
- Refer member information to a MSR to open an account with the Credit Union.
- Prepare and review loan files and evaluate for completeness.
- Assist in preparing Appraisal Request Form and Property Summary Form.
- Answer phone and greet walk-in members in a competent and professional manner. Direct all inquiries to appropriate personnel and take messages for originators.
- Coordinate appointments for Mortgage Loan Originators; prepare internal documents, type letters, and spreadsheets if applicable.
- Review credit report to address any discrepancies, red flags, alerts, and address action taken in the form of a loan note.
- Follow up on issues relating to debit/credits to Member accounts as requested by the member or the responsible Mortgage Loan Originator.
- Scan and upload documents to the correct categories of the imaging system in preparation for assignment to loan underwriting and loan processing.
- Assist as needed in closing process, including notifying the borrower of Closing Disclosure delivery and tracking for timely signing, 3 days prior to closing.
- Report to work on time and as scheduled.
- Perform other duties as assigned.
Working hours: 8:00 AM - 5:00 PM
Skills:
- Ability to communicate effectively in person, in writing and over the phone with all internal and external stakeholders.Courtesy and tact are essential.
- Ability and willingness to interact calmly and professionally with people from all backgrounds.
- Ability to multi-task, prioritize and organize day-to-day responsibilities with attention to detail and timeliness.
- Competent with Microsoft Office; ability and willingness to work with a variety of office equipment and software systems.
Education:
High School
Experience:
1-4 years
Qualifications:
- High school diploma or equivalent.
- 1-3 years banking experience required.
- Basic knowledge of consumer, real estate and commercial loan required.
Apply online at
Spherion has helped thousands of people just like you find work happiness! Our experienced staff will listen carefully to your employment needs and then work diligently to match your skills and qualifications to the right job and company. Whether you're looking for temporary, temp-to-perm or direct hire opportunities, no one works harder for you than Spherion.
Equal Opportunity Employer: Race, Color, Religion, Sex, Sexual Orientation, Gender Identity, National Origin, Age, Genetic Information, Disability, Protected Veteran Status, or any other legally protected group status.
At Spherion, we welcome people of all abilities and want to ensure that our hiring and interview process meets the needs of all applicants. If you require a reasonable accommodation to make your application or interview experience a great one, please contact
Pay offered to a successful candidate will be based on several factors including the candidate's education, work experience, work location, specific job duties, certifications, etc.In addition, Spherion offers a comprehensive benefits package, including health, and an incentive and recognition program (all benefits are based on eligibility).
key responsibilities
- Attend closings at title companies in Loan Originators absence. Answer member questions and obtain signature on ACH payment form.- Review documents with members as well as obtaining all required signatures in the appropriate areas on documents requiring signatures.- Request and follow-up on homeowner's insurance, homeowner's association insurance and flood insurance, as well as verification of mortgagee clause information and loan number.- Maintain license as Notary Public for the State of Montana.- Communicate with borrowers regarding loan process, timelines, documentation needed including providing encrypted link to upload financial information.- Answer questions related to the various disclosures that are sent to members including e sign and DocuSign.- Research and obtain subject property information from available sources Cadastral, county sites, listing information, property tax bill.Upload to borrower folder and Image Flow.- Prepare journal tickets as needed for loan officer-controlled disbursements approved by Loan Originator or for loan fees prepaid by the borrower.- Assist Loan Originator in preparing modification request to be sent to Credit Admin or Underwriting as needed with all applicable documentation for modification requests, balloon renewals and term extensions.- Refer member information to a MSR to open an account with the Credit Union.- Prepare and review loan files and evaluate for completeness.- Assist in preparing Appraisal Request Form and Property Summary Form.- Answer phone and greet walk-in members in a competent and professional manner. Direct all inquiries to appropriate personnel and take messages for originators.- Coordinate appointments for Mortgage Loan Originators; prepare internal documents, type letters, and spreadsheets if applicable. - Review credit report to address any discrepancies, red flags, alerts, and address action taken in the form of a loan note.- Follow up on issues relating to debit/credits to Member accounts as requested by the member or the responsible Mortgage Loan Originator.- Scan and upload documents to the correct categories of the imaging system in preparation for assignment to loan underwriting and loan processing.- Assist as needed in closing process, including notifying the borrower of Closing Disclosure delivery and tracking for timely signing, 3 days prior to closing.- Report to work on time and as scheduled.- Perform other duties as assigned.
experience
1-4 years
skills
- Ability to communicate effectively in person, in writing and over the phone with all internal and external stakeholders.Courtesy and tact are essential.- Ability and willingness to interact calmly and professionally with people from all backgrounds.- Ability to multi-task, prioritize and organize day-to-day responsibilities with attention to detail and timeliness. - Competent with Microsoft Office; ability and willingness to work with a variety of office equipment and software systems.
qualifications
- High school diploma or equivalent.- 1-3 years banking experience required.- Basic knowledge of consumer, real estate and commercial loan required.
education
High School