Our Investment Banking client is a leading investment bank specializing in structured finance, corporate lending, and risk management. We provide comprehensive financial solutions to institutional and corporate clients, helping them navigate complex credit challenges. They seek a highly skilled Loan/Credit Workout Specialist to manage distressed and non-performing loans within their portfolio. The ideal candidate will develop and implement strategies to mitigate losses, maximize recoveries, and restructure loans while maintaining strong client relationships.

Key Responsibilities

Loan Restructuring & Workouts:

• Assess, negotiate, and restructure distressed loan agreements to optimize recovery and minimize risk.
• Work closely with borrowers to develop viable restructuring plans and repayment strategies.
• Conduct detailed financial analysis of borrowers to determine their ability to repay.

Risk Mitigation & Asset Recovery:

• Identify early warning signs of financial distress and develop proactive intervention strategies.
• Collaborate with legal teams to pursue appropriate enforcement actions, including foreclosures, bankruptcies, and asset recoveries.
• Manage collateral repossession and liquidation processes when necessary.

Portfolio & Credit Analysis:

• Perform in-depth credit risk assessments and stress tests to identify vulnerabilities.
• Monitor and report on loan performance, recovery rates, and potential write-offs.
• Recommend provisioning and loan loss reserve adjustments based on portfolio performance.

Stakeholder Collaboration:

• Work closely with internal teams, including credit, legal, and risk management, to develop optimal workout solutions.
• Communicate with regulators, auditors, and external counsel to ensure banking and financial regulations compliance.

For more information on this role, or if you're looking for your next opportunity and looking to hire, please reach out:

Jack Walsh | Consultant | | 929-460-8838