We are looking for a Post Closer - QA to work out of the Miami, FL offices at a highly successful mortgage lending company
The ideal candidate has experience performing these functions:
- Ensure all post-closing loan documents are complete, accurate, and compliant with lending policies, especially regarding foreign national borrower requirements.
- Verify adherence to regulatory guidelines and internal policies specific to lending to foreign nationals, including documentation for visas, tax identification numbers, and income verification.
- Identify and mitigate risks by reviewing loan files for potential discrepancies, fraud, or non-compliance with investor and legal standards.
- Conduct internal audits and prepare loan files for external audits by investors or regulatory bodies, focusing on foreign national lending criteria.
- Investigate and resolve post-closing errors or documentation issues, ensuring corrections are made to meet investor and compliance standards.
- Maintain accurate loan data in systems and generate quality assurance reports highlighting trends, issues, and compliance gaps.
- Recommend and implement improvements in post-closing procedures to enhance compliance and efficiency in processing loans for foreign national borrowers.
Requirements :
- Bachelor's degree in Finance, Economics, Business Administration or related field (or equivalent relevant work experience)
- Knowledge of Mortgage Regulations, AML, BSA
- Exceptional accuracy in reviewing loan documents to identify errors, inconsistencies, and compliance issues.
- Ability to assess risk, analyze complex loan files, and resolve discrepancies efficiently.
- Proficiency in using mortgage software and systems for document management, auditing, and reporting (Calyx, Encompass)
- Strong Communication Skills, bilingual English / Spanish or English/Portuguese is a plus