Job Description
EXCITING OPPORTUNITY WITH LEADERSHIP GROWTH POTENTIAL!
Position Title
Senior Underwriter, Excess Construction/ Commercial Casualty
$100-$200K
Location :
Alpharetta, GA- Hybrid
Job Summary
We are seeking a skilled Senior Underwriter specializing in Excess Construction and Commercial Casualty insurance. This role involves evaluating, analyzing, and underwriting complex risks while developing and maintaining profitable portfolios. The ideal candidate has a deep understanding of the construction industry, excess liability, and commercial casualty markets, with strong decision-making and relationship-building skills.
Key Responsibilities

• Risk Assessment and Underwriting:
• Evaluate new and renewal submissions for excess construction and commercial casualty risks.
• Analyze risk exposure, terms, and pricing to provide tailored solutions.
• Apply underwriting guidelines, authority levels, and company standards in decision-making.
• Portfolio Management:
• Build and manage a profitable book of business, ensuring balance and diversification.
• Monitor performance metrics such as loss ratios, retention rates, and premium growth.
• Relationship Management:
• Develop and maintain strong relationships with brokers, agents, and clients.
• Conduct underwriting meetings, presentations, and training to enhance partnerships.
• Market and Product Knowledge:
• Stay current on market trends, regulatory updates, and competitive positioning.
• Collaborate with internal teams to develop new products or refine existing offerings.
• Collaboration and Mentorship:
• Work closely with other underwriting, claims, and actuarial teams to support profitability.
• Provide mentorship to junior underwriters or colleagues, sharing expertise and insights.
  

Qualifications

• Bachelor’s degree in Risk Management, Business, Finance, or a related field.
• Minimum of 5-7 years of underwriting experience, particularly in excess construction and commercial casualty.
• In-depth knowledge of construction industry risks, excess liability, and umbrella insurance.
• Proficiency in underwriting tools, risk models, and financial analysis.
• Strong negotiation, communication, and interpersonal skills.
• Ability to work independently and make decisions within underwriting authority.
  

Preferred

• Advanced insurance designations (e.g., CPCU, RPLU, ARM).
• Experience with multiline underwriting or large/complex accounts.
  

Benefits And Compensation

• Competitive salary based on experience.
• Bonus and incentive programs tied to performance.
• Comprehensive health, dental, vision, and retirement plans.
• Professional development opportunities, including continuing education support.